At Smart Start, We’re On Your Side—Not the Insurance Company
We help property owners get the maximum insurance payout—without the stress, delays, or confusion.
Navigating an insurance claim after property damage can feel overwhelming.
You're facing unexpected repairs, confusing paperwork, and an insurer that doesn’t exactly feel like it's on your side. That’s where we come in.
At Smart Start, we represent you—not the insurance company. If you're dealing with property damage from fire, water, mold, hurricane, hail, or wind—we’re here to help.
We handle Residential and Commercial claims, including those that have been denied, underpaid, or not yet filed. From your first call to final payout, we take care of every step so you can move forward with confidence.
Too many property owners are left confused and underpaid simply because they didn’t have someone in their corner.
You shouldn’t have to fight alone—and you don’t have to.
What makes Smart Start different?
We’re not here to push paper and disappear. We handle the process from start to finish with a strategy built around transparency, expertise, and results.
We know what you’re really looking for:
Someone who knows how to deal with insurance companies
A fast, fair payout
Peace of mind while you focus on rebuilding
And more than anything? A partner who’s truly on your side
And that's exactly what we offer.
✅ An experienced, licensed, and dedicated public adjuster
✅ Free consultation and property inspection
✅ Claim prep, appraisal, and negotiation
✅ No recovery, no fee—you only pay when we win
Meet the Team
Owner & Public Adjuster
Rich Elliott
License #W462903
Public Adjuster
Patrick Frett
More than a business—Smart Start is our mission.
I’m Richard Elliott, the founder of Smart Start and a licensed public adjuster with over five years of experience advocating for property owners like you.
I’ve seen firsthand how frustrating and unfair the claim process can be. That’s why I built Smart Start—to empower homeowners and business owners during one of the most stressful moments they’ll ever face.
Explore our services and learn more about how we work to make sure you’re treated fairly, get the payout you're owed, and can move forward with peace of mind.
